Aug 12, 2025 · The maximum VA loan on an individual property is either the appraised value of the property or the purchase price, whichever is lower. Example: You were preapproved by a lender for a …

Our VA loan affordability calculator estimates how much you can afford using a VA home loan based on your financial situation. The calculator uses information from you about your income, monthly …

Use this calculator to better understand how much you can afford to pay for a house and what the monthly payment will be with a VA Home Loan.

To help you qualify for a mortgage that meets your personal and financial needs, input your information to determine how much home you can afford using this simple VA loan affordability calculator.

Use this VA loan limit calculator to estimate how much you can borrow based on your county and entitlement. Fast, free, and easy to use.

Oct 20, 2025 · The calculator estimates how much of a VA loan you can afford using your income, monthly expenses, and loan term details provided by you.

May 21, 2024 · Use this calculator to estimate how much house you can afford and your monthly mortgage payments if you qualify for a VA loan.

Dec 16, 2025 · Think VA loan limits are stopping you? Learn how entitlement, BAH, and county rules really affect how much you can borrow in 2025.

Feb 5, 2025 · While there used to be loan limits for all VA loan borrowers, this hasn’t been the case since 2020. Now, eligible military borrowers with full entitlement — that is, no other active VA loans …

In 2020, a new law got rid of loan limits on VA loans. However, how much you can borrow may still by limited based on your VA entitlement. Because the amount of your entitlement is tied to the VA's …

Veterans with full entitlement do not technically have a loan limit. You can borrow up to what your lender is willing to loan you, based on factors like credit history, income, and assets and what you can …

One popular method for determining how much VA loan you can afford is the 28% rule, which states that your monthly housing payments should make up no more than 28% of your gross monthly income.

See the current VA Loan Limits by county or use our VA Loan Limit calculator to quickly calculate the VA Loan Limit in your area.

Dec 10, 2025 · VA loan limits range from $832,750 to $1,299,500, depending on the property’s location. VA loan limits were eliminated in 2020. That means VA loan borrowers with full entitlement can …

Our VA loan calculator estimates affordability starting with your annual gross income. Then it adds in these important financial factors. Monthly debt payments are for things besides your mortgage, like …

Jan 1, 2020 · VA does not limit how much you can borrow from your lender to finance a home. Effective January 1, 2020, there are no county loan limits for Veterans with full VA home loan entitlement.

Dec 22, 2025 · VA loan limits are the maximum loan amounts the Department of Veterans Affairs will guarantee with no down payment. The limits match those set by the Federal Housing Finance …

Use the home affordability calculator to help you estimate how much home you can afford.

What are the VA Loan Limits? As of 2020, there is no limit on how much can be borrowed if you have full entitlement. Instead, VA loan limits mark how much you can borrow without a down payment in the …

The home affordability calculator from realtor.com® helps you estimate how much house you can afford. Quickly find the maximum home price within your price range.

There are technically no limits to VA loans. There are only limits to how much the VA will guarantee. The VA will guarantee up to 25% of the loan amount for lenders in the event that you default on your …

How Much House Can I Afford? House Affordability Calculator There are two House Affordability Calculators that can be used to estimate an affordable purchase amount for a house based on either …

Use this VA home loan calculator to estimate your monthly mortgage payments with the VA Funding Fee, taxes, insurance and HOA fees. Skip the guesswork! Get a personalized assessment from a …

Those factors will help determine how much money you can borrow and the mortgage interest rate you’ll earn.

May 14, 2024 · Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

To slash interest costs, you can get a shorter term, a much lower rate, or borrow a lower principal amount. These are things you can do before signing a mortgage deal. But once you obtain a loan, …

Refinancing a mortgage? Bankrate's refinance calculator is an easy-to-use tool that helps estimate how much you could save by refinancing.

Oct 1, 2025 · Get the current rates for Survivors’ and Dependents’ Educational Assistance (DEA) for October 1, 2025, to September 30, 2026. And learn about how we determine your rate.