When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do ...

Eltropy, the leading AI-powered conversations platform for community financial institutions (CFIs), today announced the launch of E-Notary, allowing CFIs to complete secure, state-compliant electronic ...

Cheap Insurance reports that gap insurance can be essential for new car buyers to cover the financial gap between owed loan ...

KEY TAKEAWAYS The Department of Education announced an agreement with the states suing for the elimination of the Saving for ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Default typically occurs when you fail to make a student loan payment for 270 days. The U.S. Department of Education recently resumed collections on defaulted federal student loans, which can include ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Crypto flash loans have become among the most debated and technically fascinating innovations in DeFi. Their future is closely linked to advancements in on-chain automation, smarter risk management ...