Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Standalone risk refers to the risk tied to a single unit or asset, isolated from a portfolio. Understand its significance with examples and measurement formulas.

Kelly Main is a Marketing Editor and Writer specializing in digital marketing, online advertising and web design and development. Before joining the team, she was a Content Producer at Fit Small ...

Learn how Vis Major, or "superior force," affects contracts and liability. Discover examples, coverage exceptions, and how it differs from foreseeable events.

Social engineering is the art of exploiting human psychology, rather than technical hacking techniques, to gain access to buildings, systems, or data. For example, instead of trying to find a software ...

A prospectus is an official document filed with the Securities and Exchange Commission (SEC) that offers details about an investment being offered to the public for purchase. The prospectus is a legal ...

Pretextingis form of social engineering in which an attacker fabricates a story to convince a victim to give up valuable information or access to a service or system. The distinguishing feature of a ...

That’s essentially the idea behind the storytelling trope known as “dark reflection,” a narrative device that goes beyond the ...