If you're under 50, your maximum 401 (k) contribution for 2026 is $24,500, up from $23,500 in 2025. If you're 50 or older, ...

The 4% rule is pretty simple. You start by withdrawing 4% of your individual retirement account or 401 (k) balance your first year of retirement. You then adjust future withdrawals for inflation. If ...

Conventional wisdom has long held that retirees should plan on spending 4% of their savings in the first year of retirement and then spending that same amount, adjusted for inflation, every year after ...

The good news? The best way to make 2026 your breakout retirement-savings year isn't about slaving away for a bigger paycheck ...

The year is already rapidly coming to a close, making it peak season for assessing (and, in many cases, reassessing) contribution options related to retirement savings accounts. A major factor worth c ...

Keep in mind that if you earned more than $150,000 in 2025, your only option for making a 401 (k) catch-up contribution in ...

Learn how catch-up contributions let those 50+ boost their retirement savings in 401(k)s and IRAs, understanding rules, limits, and tax benefits involved.

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

Roth IRA vs Traditional IRA decisions are some of the most important financial choices you’ll make when planning for retirement. However, they come with complications that need to be navigated. In the ...

If you're over 50 and maxing out your 401(k), there's a big change coming in 2026 that could affect how much tax you pay on your "catch-up contributions." While it's mostly about taxes and retirement ...

The year is coming to a close rapidly, making it peak season for assessing — and, in many cases, reassessing — contribution ...