I've been helping readers find the best deals for over five years. If you’ve never worked with spreadsheets before, just opening Microsoft Excel can feel intimidating. The program has so many ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Beverly is a writer, editor, and paralegal specializing in personal finance and tax ...

Doug Wintemute is a staff writer for Forbes Advisor. After completing his master’s in English at York University, he began his writing career in the higher education space. Over the past decade, Doug ...

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