Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

Life insurance is an important part of any financial plan because it can provide for your family if you die unexpectedly. Term life insurance covers you for a set number of years and then expires.

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Shopping for the best life insurance for seniors can be confusing. Compare the best life insurance for seniors in 2025 to get coverage for your needs.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...